Haystack Supper

1 3/4 c. crushed saltine crackers        2 c. cooked rice
3 lb. ground beef                                1 lg. onion, chopped
1 1/2 c. tomato juice                          3/4 c. water
3 T. taco season                                 Salt and Pepper to taste
4 c. shredded lettuce                         3 medium tomatoes, diced
1/2 c. butter or margarine                 1/2 c. flour
4 c. milk                                            1 lb. cheese cubes
3 c. shredded share cheese                1 jar stuffed olives
1 package tortilla chips

Divide crackers between two engrossed 13x9x2 baking dishes.  Top with rice.  In a skillet cook beef and onion.  Add tomato juice, water, and taco season.  Simmer 15-20 minutes.  Spoon over rice.  Sprinkle with lettuce and tomatoes.  In a saucepan melt butter.  Stir in flour until smooth.  Gradually add milk.  Bring to a boil.  Cook and stir for 2 minutes.  Reduce heat.  Stir in cheese cubes.  Melt.  Pour over tomatoes.  Top with sharp cheddar cheese and olives.  Serve with chips.